I get this call more than almost any other. A homeowner has been casually watching Zillow for a few months, maybe longer. They've seen their "Zestimate" climb, and now they're curious. They call me expecting I'll confirm the number on the screen . Sometimes I do. More often, I don't.

For many homeowners in Monmouth and Ocean County, the family home represents decades of memories: holidays, milestones, and everyday moments that make a house truly feel like home. As retirement approaches, many homeowners begin to reassess whether that home still fits their lifestyle, budget, and long-term needs. But as retirement approaches, a common thought starts to creep in: Do we still need all this… house?