What’s Your Home Worth This Fall? Leaves Are Falling But New Jersey Values Keep Climbing

While some parts of the country (looking at you, Florida and Texas!) are seeing price drops, New Jersey home values continue to hold strong — and they’re still climbing.

Photo by Susan Heckman. Taken on a beautiful fall morning at Divine Lake in Spring Lake, NJ

As your trusted real-estate advisor, I’m always focused on one thing: solving problems for you—whether you're buying, selling, refinancing, or simply planning for the future. With the market continuing to evolve, it’s important to stay ahead by understanding the value of your home and what’s happening in our local marketplace.

Here’s a quick look at how single-family home values have shifted statewide over the past year:

NJ County	Median Estimated Value	12 Month Change
Atlantic	$446,100	+5.8%
Bergen	$816,840	+7.5%
Burlington	$466,340	+4.5%
Camden	$466,340	+4.5%
Cape May	$466,340	+4.5%
Cumberland	$321,770	+9.9%
Essex	$756,360	+3.2%
Gloucester	$418,990	+4.3%
Hudson	$755,560	+2.2%
Hunterdon	$658,740	+2.8%
Mercer	$501,640	+4.5%
Middlesex	$618,840	+5.5%
Monmouth	$829,300	+7.0%
Morris	$741,740	+6.2%
Ocean	$557,540	+5.7%
Passaic	$636,660	+6.1%
Salem	$333,020	+8.0%
Somerset	$730,300	+2.5%
Sussex	$465,520	+4.2%
Union	$666,270	+2.9%
Warren	$448,980	+1.1%
Statewide Average	$576,342	+4.9%

Source: Real Property Resource, 12-months from Sept 2024 to Sept 2025

🍁 What This Tells Us:

Growth across New Jersey is steady and healthy — not the explosive jumps of 2022, but still a strong market overall. Local demand, lifestyle appeal, and limited inventory are key drivers, especially along the Shore where amenities, schools, and access to NYC continue to boost value.

🍁What This Means for You (Whether You’re Buying, Selling or Staying)

For Sellers

• You’re likely sitting on meaningful equity. Let me help you learn your home’s present market value and what you expect to walk away with after selling.

• Smart pricing is more important than ever: even though it is technically still a seller’s market, buyer expectations and mortgage-rate sensitivity mean strategic positioning wins.

• I can help you identify which features and which upgrades in our region (shore access, transit, kitchens/baths, outdoor space) deliver the best ROI.

For Buyers

• Appreciation is still happening and real estate remains a very solid investment — so buying now still makes sense if you’ve planned for it.

• But the market is more nuanced: in some areas, earlier gains may have already occurred and focus is shifting to value and how you use the home.

• I can help you evaluate neighborhood micro-markets (within Monmouth/Ocean) by showing you sales data and trends to help you develop a clearer picture of a neighborhood’s marketability.

For Homeowners Staying Put

• Even if you’re not moving, knowing that your home value is up gives you optionality (refinance, home equity line, future move).

• It’s a good time to revisit your long-term plans: are you staying for lifestyle? Are you open to leveraging equity? Maybe it’s time to explore whether it’s time to move up to a larger home, “right-size” to a home that fits your changing needs, or even purchase a second home.

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As always, I’m here as a resource — not just when you’re ready to move, but whenever you want to talk strategy or see where your home stands in today’s market.

If you’d like a complimentary home value update or want to discuss your options heading into 2026, contract me!

Susan Heckman, Broker-Associate

Cell: 732-687-9980

suehex.com  

monmouth county real estate, ocean county real estate, local expert,  marketing specialist